Field Notes

Field notes on law, debt, technology, and institutional pressure.

Essays, practical guides, and legal analysis from Steven C. Fraser, a Florida and DC attorney and certified mediator.

Bankruptcy. Courts. Consumer systems. AI. Mediation. Legal history. Notes from practice, written for people who need clearer judgment under pressure.

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Practice.   Analysis.   Context.   Perspective.

Recent NotesDocket05.22.26
05.20.26
05.18.26
AI in Mediation: An Ethics Framework for 2026 and Beyond
Dispute Resolution, Ethics, Technology
05.15.26
05.12.26
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Selected Essays

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About

Practiced. Principled. Present.

Steven C. Fraser is a solo practitioner with over twenty-eight years of experience helping individuals and families navigate the most consequential legal moments of their lives. Licensed in Florida and the District of Columbia, Steven operates Steven C. Fraser, P.A. from Jacksonville, FL with a virtual DC practice.

His practice spans criminal defense, Chapter 7 and Chapter 13 bankruptcy, court-certified mediation (Circuit Civil, County Civil, and Family Law in all 20 Florida circuits; General Civil and Domestic Relations in Georgia as a Registered Neutral; and DC Superior Court), consumer protection (FDCPA, FCCPA, FCRA, TCPA), executive employment law, estate planning, probate, personal injury, property damage insurance claims (including pipe burst and water damage disputes in Florida and Washington DC), HOA and condo disputes, and contractor and construction litigation.

No unnecessary overhead, no associate hand-offs, no surprises. When you retain Steven, you work with Steven.

28+
Years in Practice
2
Bar Admissions
4
Federal Courts
1
Attorney on Your File
Martindale-Hubbell 25 Year Anniversary, proudly serving the community since 1998, Steven C. Fraser
Steven C. Fraser, Esq.
Steven C. Fraser, Esq. Florida and DC licensed attorney, court-certified mediator, and solo practitioner. Member, American Kennel Club

Recognition & Awards

Lawyers of Distinction2022 · 2023 · 2024
Elite Lawyer2023 · 2024 · 2025
Legal Elite Award2017
Top Lawyers2021
Outstanding Pro Bono Services2023 · 2024
Advocate for Equal Justice AwardAccess to Justice Recognition
Best of the Best Attorneys — Top 102024
Fort Lauderdale Top Lawyers2021
District of ColumbiaBar No. 460026
FloridaBar No. 625825
FL Supreme Court Certified MediatorFamily & Circuit Civil · Cert. No. 37256 CFR · Available as neutral in debt and family matters

877-862-7188 Toll-Free
202-417-8128 DC Direct

Practical Guides

Plain-language guides for pressure points.

Bankruptcy Law

Chapter 7 liquidation and Chapter 13 reorganization for individuals and families in Florida and Washington DC. Debt discharge, asset protection, automatic stay enforcement, and foreclosure defense.

Bankruptcy Guide Florida Practice DC Practice

Family Law

Dissolution of marriage, parenting plans, timesharing, child support, equitable distribution, and post-judgment modification in Duval County and the Fourth Circuit.

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Consumer Protection

FDCPA, FCCPA, FCRA, and TCPA claims against debt collectors, creditors, credit bureaus, and companies sending robocalls or spam texts. Illegal collection tactics and consumer fraud litigation in Florida and DC.

Consumer Claims Guide Learn More

Criminal Defense

Flat-fee criminal defense in Florida state courts. Misdemeanor and felony representation including DUI, drug offenses, theft, assault, and white-collar crimes throughout Northeast Florida.

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Estate Planning & Probate

Flat-fee wills, trusts, powers of attorney, and advance directives for Florida residents. Full probate administration — formal, summary, and disposition without administration — throughout all 67 Florida counties.

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Property & Insurance Disputes

Representation of Florida and Washington DC homeowners against insurance carriers denying or underpaying claims — hurricane damage, pipe burst, water intrusion, roof damage, and bad faith litigation. One of the few DC attorneys handling residential property insurance disputes.

Insurance Claim Guide Learn More

Employment, HOA & Injury

Executive severance negotiations, non-compete disputes, and wrongful termination in Florida and DC. HOA and condo lien defense. Personal injury and wrongful death on contingency throughout Florida.

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Focused Guides

Practical guides for people deciding what to do next.

Florida & DC Bankruptcy Attorney Debt Collection & Credit Reporting Claims Property Insurance Claim Disputes
Practice Sites

Two Jurisdictions. One Standard of Care.

Florida Practice

FraserLawyers

Criminal defense, personal injury, probate & estates, wage theft, FMLA violations, and consumer protection for high-net-worth families throughout Florida. Bankruptcy, family law, and mediation through dedicated practice sites.

Jacksonville, FL  ·  Statewide

Visit fraserlawfl.com →
DC Debt Relief

DC Debt Relief

Washington, DC bankruptcy representation — Chapter 7 and Chapter 13 — handled entirely virtually. Same attorney, same standards, DC bar admission.

Washington, DC  ·  Virtual Practice

Visit dcdebtrelief.com →
Florida Bankruptcy

iBankruptcy

Dedicated Florida bankruptcy resource for Chapter 7 and Chapter 13 filers. Serving Jacksonville, Duval County, and Northeast Florida with straightforward guidance and flat-fee representation.

Jacksonville, FL  ·  Northeast Florida

Visit ibankruptcy.net →
Contact

Let's Talk About Your Situation.

Toll-Free
877-862-7188
Florida & DC matters
DC Direct
202-417-8128
DC bankruptcy clients
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Submitting this form does not create an attorney-client relationship. Florida Bar No. 625825 · DC Bar No. 460026.

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Archive

More Recent Notes

Steven publishes regularly on bankruptcy, consumer protection, AI & law, mediation ethics, and Florida court practice. A selection of recent posts:

Legal History Month

May Is Legal History Month

Inspired by a Washington Lawyer humor column, a Legal History Month reflection on why lawyers should study the profession's past with humility, context, and practical purpose.

Legal History Month

Five Legal History Dates

A Legal History Month tour of five dates that still shape American law practice: Magna Carta, constitutional ratification, Dred Scott, Lochner, and United States v. Nixon.

Legal History Month

Legal History as Practice Tool

Legal history is not just background reading. It helps lawyers frame arguments, counsel clients, mediate disputes, and recognize when familiar procedures are doing real constitutional work.

Read All Blog Posts

Frequently Asked Questions

Common Questions About Steven Fraser's Practice

Is Steven Fraser licensed in both Florida and Washington DC?
Yes. Steven C. Fraser holds an active Florida Bar license (No. 625825) and an active DC Bar license (No. 460026). He is also a Florida Supreme Court Certified Mediator (Cert. No. 37256 CFR), a Georgia Registered Neutral (GAODR Cert. No. 6755-3684-0320-8272), and is admitted to practice in 4 federal courts including the Middle, Northern, and Southern Districts of Florida and the U.S. District Court for the District of Columbia.
Does Steven Fraser handle bankruptcy cases in Jacksonville, Florida?
Yes. Steven C. Fraser, P.A. is headquartered in Jacksonville, Florida and handles Chapter 7 and Chapter 13 bankruptcy cases throughout Duval County, St. Johns County, Clay County, Nassau County, Flagler County, and surrounding areas in the Middle and Northern Districts of Florida.
Can Steven Fraser handle my DC bankruptcy case remotely?
Yes. Steven Fraser's DC practice is entirely virtual. He is licensed with the DC Bar (No. 460026) and admitted to the U.S. Bankruptcy Court for the District of Columbia. All DC consultations, 341 meetings, and hearings are conducted by phone or video. DC clients never need to visit an office.
What is a Florida Supreme Court Certified Mediator?
A Florida Supreme Court Certified Mediator is qualified to conduct mediations in all Florida circuit and county courts statewide. Steven Fraser holds certification No. 37256 CFR and is available for family law, civil, and commercial mediations throughout Florida. He is also a Georgia Registered Neutral (GAODR Cert. No. 6755-3684-0320-8272), qualified for General Civil Mediation, Domestic Relations Mediation, and Non-binding Arbitration in Georgia. Zoom and in-person sessions available.
What practice areas does Steven Fraser cover?
Steven Fraser practices Chapter 7 bankruptcy, Chapter 13 bankruptcy, family law (dissolution of marriage, parenting plans, child support, equitable distribution), consumer protection litigation (FDCPA, FCCPA, FCRA, TCPA), and mediation services. He handles both Florida and DC matters personally — no associate attorneys handle his cases.
Can Steven Fraser help if my insurance company denied my property damage claim in Florida?
Yes. Steven C. Fraser represents Florida homeowners and commercial property owners whose insurance claims have been denied or underpaid. This includes hurricane damage, pipe burst and plumbing damage, water intrusion, roof damage, and fire damage claims. He handles bad faith insurance litigation against carriers throughout all 67 Florida counties.
Is there a lawyer in Washington DC who handles homeowners insurance disputes including pipe burst damage?
Yes. Steven C. Fraser is one of the few attorneys in Washington DC who represents homeowners in property damage insurance disputes, including pipe burst and water damage claims. DC homeowners whose insurance carriers have denied or underpaid claims can call 202-417-8128 or request a consultation through the site.
Does Steven Fraser handle criminal defense cases in Northeast Florida?
Yes. Steven C. Fraser provides flat-fee criminal defense representation in Florida state courts, including misdemeanor and felony cases involving DUI, drug offenses, theft, assault, and white-collar crimes. He serves clients in Duval, St. Johns, Clay, Nassau, Baker, and surrounding Northeast Florida counties.
Can Steven Fraser help with Florida probate after a family member passes away?
Yes. Steven C. Fraser handles Florida probate administration for both testate (with a will) and intestate (without a will) estates, including formal administration, summary administration, and disposition without administration. He represents personal representatives and heirs throughout all 67 Florida counties.
Does Steven Fraser handle personal injury cases in Florida?
Yes. Steven C. Fraser handles personal injury and wrongful death cases in Florida on a contingency fee basis — meaning no fee unless a recovery is obtained. Cases include automobile accidents, slip and fall, premises liability, and catastrophic injury claims throughout Northeast Florida and statewide.
What can I do if a debt collector is harassing me or reporting wrong information on my credit report?
You may have claims under the FDCPA, the Florida Consumer Collection Practices Act (FCCPA), or the Fair Credit Reporting Act (FCRA). Steven C. Fraser represents consumers in Florida and DC against debt collectors and credit bureaus, and in many cases the defendant is required to pay your attorney fees. Call 877-862-7188 for a free consultation.
Can I sue a company for sending me robocalls or spam text messages?
Yes. The Telephone Consumer Protection Act (TCPA) provides statutory damages of $500 to $1,500 per illegal call or text. Steven C. Fraser handles TCPA litigation in Florida and DC federal courts on behalf of consumers who have received unsolicited robocalls, autodialed calls, or spam text messages.
Does Steven Fraser handle HOA disputes and contractor problems in Florida?
Yes. Steven C. Fraser represents Florida homeowners and condominium unit owners in HOA assessment disputes, covenant enforcement, and lien defense. He also handles contractor and construction disputes including construction defects, mechanic's liens, and breach of contract claims for residential and commercial projects throughout Florida.
Can Steven Fraser help negotiate my executive severance or review my employment contract?
Yes. Steven C. Fraser represents executives and professionals in Florida and Washington DC on severance negotiations, non-compete and non-solicitation agreement disputes, wrongful termination claims, and employment contract review. He has handled executive employment matters in both state and federal courts.
How do I request a free consultation?
You can request a free consultation by calling toll-free at 877-862-7188, calling DC direct at 202-417-8128, or using the consultation request form or Calendly link on this site. Same-week appointments are typically available.